The Medicare Advantage Program: A Means for Employers to Moderate the Weight of OOP Costs On Their Employees

When it comes to protecting patients from the crushing weight of healthcare expenses, employer sponsored  and individual high-deductible insurance plans offer all the protection of a dented tin roof in a hailstorm. They present the appearance of security and can potentially deflect the cost burden of some medical bills -- but in all likelihood, financially-damaging [...]